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If you have comprehensive car insurance it covers?

If you have comprehensive car insurance it covers?It covers, you, your car and third parties car!

What does comprehensive auto insurance cover?

Comprehensive auto insurance covers theft, fire, vandalism, weather harm, riots, and other similar acts which may cause harm to a vehicle. Comprehensive auto insurance does not usually cover acts of God, theft or vandalism by family members or employees, contents of the vehicle, or harm due to improper maintenance. Comprehensive is Fire, Theft, and Vandalism (and also if you collide w/ an animal)

Will comprehensive cover the damages to your car from hitting a deer?

If you hit a deer, that’s a collision and is paid out from your Collision coverage. Comprehensive is for Physical harm done to your car, such as a tree falling on it, theft, vandalism and fire. Yes, the comprehensive portion of your auto policy covers collision with an animal, such as a deer. It would be subject to your deductible. http://www.iii.org/individuals/auto/a/basic/ Actually it’s covered out of comprehensive coverage and in most cases your rates will not go up. Comprehensive covers acts of nature including colliding with an animal

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If you have comprehensive car insurance it covers?

Would it be collision or comprehensive that covers a car deer accident?

Wrong. Collision with an animal is considered a comprehensive loss. Collision with an animal is considered an exception to the definition of collision. ReactionCollision

If your car was taken without permission for what is considered an unlawful use does your comprehensive insurance cover this?

Response .
Only if the person that took the car had never before been permitted to use the car. If the person who took that car with out authorization to use the car was a resident of the household and the keys to the car were available then any harm to the car from that usage would most likely have to be claimed under the collision coverage.

If you have comprehensive car insurance it covers?

What does auto comprehensive insurance cover?

Reaction .
Comprehensive is Fire, Theft, and Vandalism (and also if you collide w/ an animal)

Does comprehensive coverage for auto insurance cover a hit and run of your parked car?

Reaction .
yes it does but you will be claiming off your own insurance and may liberate your no claims discount if you have one..

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Reaction .
Yes it can be used but the deductible WILL apply, and your rates may increase if you put in a claim. (as unfair as that may sound)

If you have comprehensive car insurance it covers?

If a car tires blows out causing you to hit a medium sized highway sign will the car damages and sign damages be covered under comprehensive insurance?

Your collision coverage will take care of this. Comprehensive is for things such as theft, acts of god (such as a tree falling on your car), etc. Collision is for well crashes. You incurred a vehicle malfunction which caused you to have an accident, or collision.

Does comprehensive auto insurance cover harm from road debris?

Reaction .
It depends on the terms of the insurance and the type of harm to the vehicle. Contact your insurance agent for the terms of your insurance. In general, it should.

Is hitting a garage door covered under comprehensive car insurance?

Comprehensive .
No because that would count as a collision. Comprehensive insurance covers anything that’s not considered a collision: a tree falls on your car, punctured by hail stones, gets stolen, gets vandalized, gets on fire, acts of God, someone backs into your car and takes off, those sorts of things.

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Does comprehensive insurance cover an exploding battery?

Exploding Battery .
depends on what caused the battery to explode…..should cover the ‘insueing harm’ caused by the battery explosion……..
I’m afraid I have to disagree with the absoluteno , andnor resulting harm, i do agree your insurance policy doesn’t cover defective, or worn out parts/equipment, however, in MOST cases the ensueing harm is covered….ie you have worn out tires, a gargle out occurs putting you in a ditch….tire isn’t covered but the resulting harm is…another example, you have a vehicle fire, due to an exposed wire, the ensueing fire harm is covered….what causes most vehicle fires? cut-offs…..(one more), your brakes go out and you hit three parked cars…are you telling the policy wouldn’t cover (with collision coverage) the vehicle or the parked car? absolutely not…coverage would apply..of course your policy states unexpected and accidental and also are exclusions for wear/rip and deteroriation…..but i have never in my twenty years as an adjuster (not an agent) NOTseen this ensueing harm covered…….of course, if a person is aware of a neglected dangerous hazard with their vehicle and intentionally doesn’t take care of it, we’ve opened an entirely different topic…..(same with , i knew that tree in my yard was dead and should’ve had it out years ago, before it fell on my neighbors house), and of i course agree that your policy isn’t a ‘vehicle maintenance policy’ albeit many insureds seem to think so….ha ha….again, i haven’t seen people canceled or non renewed for that……..the claim is denied………. end of story……..i think it is significant to mention that all states are different, there may be some policy wording in some states that are not in others…….let me say the above Iknowapplies to MO

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