my daughter purchased a car and had a hard time getting the title for it until she discovered that running crimson lights at a crimson light camera got tickets sent to the holder listed on the title. After waiting a year for the seller to give her the title( he also would not come back her calls), it only took Trio tickets and he was at her door, title in palm.
What happens if a used car seller has paid off their loan but not received the title yet?
Keep bothering them. If you haven’t received the title after about 90 days, then something has to be wrong.
How do you get the title to a vehicle that is paid in total but the bank won’t release because of a separate loan still outstanding.the other car was stolen and the ins was paid it off?
You pay off the OTHER loan…….that was the banks idea when they connected the two together…..
Does your ex have to sign over the title of the car you co-signed for and he let get repoed and is now in your possession and which you have paid off?
IF his name is on the TITLE and you want it OFF the title, you get him to sign. Otherwise, he can drive it tooooo.
How can you get a title to a car that was charged off?
You contact the lender who has a lien on it and purchase it from them.
Does someone have to get a person’s permission to taking a co-signer off of title on a car that has been paid off?
Response .
The co-signer’s name is on the loan, not the title, and has nothing to do with selling the car, especially after the loan has been paid off. On the other arm, a CO-OWNER’s name is on the title, and it depends on how the two names are listed. If the title is made out to A and B, both must sign when selling it, but if it says A or B, either may sell it without the other’s approval or skill. There may be exceptions to this in some states if the two are a married duo.
What do you do if your finance company contacts you to tell you that you still owe money on a car you have paid off and you have the title for?
If you have a receipt for the payment and the release papers from the bank I don’t see the problem. Have you gone in to talk to the bank. Is the bank still listed as lien holder on the title? ReactionTell the bank to prove it. If they can’t, forwarn them that you charge $100.00 for a processing fee to provide records that they are incapable to maintain. Don’t let poorly organized banks cause you any distress for their lack of competence.
Can your car be repossessed when you have paid off the loan but have not received the title?
Response .
Most states have a law that requires that the title be sent within Trio, Ten or 30 days of final payment being made. The law usually doesn’t have much in the way of teeth, so you may need to remind the lending institution that the loan has been paid and that you want the title. After you have requested the title the lending institution may be in default and you may have recourse, depending again on your state and the laws that regulate title loans.
Your car was awarded to you in a divorce Both your names are on the title how do you get your ex-husbands name off the title The car is paid for?
Reaction .
Since it was awarded to you, he needs to sign the title. You can take the title in as well as the paperwork from the divorce which proves you get the car to the county auditor’s office (or the place where you get a registration) and get a fresh title ordered plus a registration.
If car loan is under foot name and that person has died can the title be switched so that it can be paid off?
No need to switch name to pay off. Need to switch titleship with proof of death and a Judges determination that it goes to you if you intend to reregister it. The other way to build up ownership is to do an “abandonment” process. This varies from state to state. Contact the DMV in your state, they will help. You can also turn the car in with NO further costs by presenting the Certificate of Death. Call the loan company and explain the situation but DO NOT accept any reaction that costs ANY money. All you will have to do is present documentation, sign some paperwork and walk away. Y-THINK-Y
If you bought a car and your gf co-signed but is not on the title does she have rights to the car or is she only responsible for the loan until it is paid off?
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Reaction .
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Only the loan needed to be co-signed; the car is yours unless you go and sign over your car or the car is in her name already. The insurance I mean..
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More Contributor Opinions .
In the US the cosigner does not usually have rights of ownership to the vehicle unless they are also a title holder. .
Cosigning simply means the person is accepting responsibility for the debt if the primary borrower should default..
This does not mean that the cosigner does not have legal options to prevent the vehicle from leaving the state of registration, recovering monies owed due to default of the primary borrower and other related matters.
What if the dealership you bought your car from went out of business and the finance company does not have the title your car is paid off how do you sell the car without the title?
Reaction .
You should be able to go to the DMV and get a duplicate. It takes about Five days.
If your car was repossessed and you paid the loan off do you get the title?
Response .
If your car was paid off, then why was it repoed? Or if you mean you paid it off after it was repoed, then if the loan company accepted your money,then they have to give you the car and title back. I would call them and get it back or your money back.

How do you sell a car that has a lost title and you have no proof that it is paid off because the bank that held the lien is out of business?
Response .
You file for a lost/duplicate title at your States motor vehicle department. The bank may have sent a lien release to them on payoff. .
If not and the title still shows a lien by the bank, you conatct the State Department of Banking who will tell you how to contact who is treating the old affairs of the bank (the bank may have closed for fresh business, but just like the closing of the bank would not have eliminated the debt, it and many other business dealing proceed in total force, the business affairs were either taken over or sold to another one, or has a caretaker that is auhtorized to resolve issues like this). If the loan was paid off, the records still exist and that entity will provide the release of lien.
How can I get the title of a car I want ot purchase from a private seller when they have not paid off the car loan yet?
You will not be able to get the title to a car that still has a loan. The seller will need to pay off the loan before you would be able to get the title. A car title indicates the car is wholly wielded by that person. If an individual is attempting to sell a car they do not own outright, personally I would run, not walk, away. I would also wonder how many other times they have ‘sold’ the car???? Wait, lots of people sell cars without having paid off their loan. You have to meet the person at the bank holding the title and make everything happen. this is not that uncommon.
How do I get a fresh title on a car that has a previous lien paid off?
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You don’t need a fresh title. You just need a Lien Release. Contact the lender and ask for a lien release, and keep it with the title.
Can you get a title on a vechicle when insurance has paid off .?
Reaction .
I assume you are talking about a vehicle that was totaled. Depending on your state’s laws, you may be able to get something like a salvage title or similar. Basically it is a title that permits you to register the vehicle but you cannot pass it off to a buyer as a clean title vehicle. This can be fine for a project car or a private vehicle but will decrease its value for resale.
Car not paid for but i have car title?
OK .
You have the title, but I bet on that title the lender you own money to is listed as the lien holder. He can repossess the car at any time if you miss payments. Having the title means nothing. .
OK .
You have the title, but I bet on that title the lender you own money to is listed as the lien holder. He can repossess the car at any time if you miss payments. Having the title means nothing.
Can bank hold on to your car title as collateral on a bank credit card went the car loan was paid off prior to bankruptcy?
The bank should not have your car title if it is paid off. If youdeclared bankruptcy and it was discharged, your bank credit cardaccount should be dismissed.
Do I need a salvage title if the Ins. Co. wrote off the car as a total loss and paid me and I kept the car?
Typically, when an insurance co. pays you for a totaled car you give up the car and the title to them so it’s weird that you still have the car at all! Once you capitulate the car to the insurance co. they report it as totaled and usually auction the car off to recoup some of their money. Your situation is odd.
How do you eliminate a car title from your name if the car is paid off and you have the title but someone else has the car and you do not know where it is?
Sounds like there is more to this story. The title is recorded with the state there are forms for relinquishing the vehicle title. go to your state DMV or better yet go to tyour states Web site for the DMV and search the forms.
What if your father is deceased and the car is paid for how does your mother get his name off of the title?
If the registration contained the word “OR” inbetween the two names, there will be no problem. If it had the word “AND”, she will need to bring a copy of the Certificate of Death to the motor vehicle office.
How do you trade in a car that is not paid off?
Pay the bill off and sell it or borrow enough on the fresh car to pay off the old car and finance then fresh one. My advice is to not consider trading until you pay off the car you now own. That way you will be in a much better financial condition to purchase another car.
Cosign for a car loan which gets paid off the title goes to?
The cosignatory of a promissory note agrees to pay if the person signing the note defaults..
If he doesn’t default, but completes payments then he also gets the title.
How do you add a name to the title of a car not paid off yet – in the state of Arkansas?
You cannot add a name to a title that is not paid off yet withoutrenegotiating the contract. You can transfer a title after it ispaid off.
Paid cash for a car but dealer does not have title?
Call the state office of auto sales. Their dealers license is held and renewed by the state in Ohio any ways

Car was fincanced and titled in NJ paid off after I moved to va. have a lien pleased letter from the finance co and they sent the lien release electronically to the NJ DMV How do I get my title?
Call the DMV in NJ and aske to buy a copy of a duplicate title and have it mailed to your current address. In my state it would cost you six bucks plus postage and take about Five days.
How do you get your motorcycle title after you paid it off?
The lienholder will sign off on the title and send it to you when they receive your last payment.
How do you get a clear title when loan is paid off?
Usually, when you make your last payment, the financing company will send you a document indicating the loan is paid in utter and that the lien on the title may be discharged. You take your title documents to the motor vehicle office along with the discharge papers to prove that the ownership papers may now be issued without the notification that there is a lien on the car. The motor vehicle office issues a “clean” certificate of title. You now have clear title.
In 1998 you financed a car through Onyx Acceptance Corporation paid it off and never received title and would like to know how to obtain the title now?
My name is Kristie L. Reid, I was at the time of the loan called Kristie L Gaskill and I paid off my 1998 Plymouth Breeze back 2005. I have never received my title to the car. The loan was co-signed by my ex-husband John L Gaskill at the time also. He has not received the title either. Could you please help me to resolve this issue as it is going on Five years past pay off of car loan. I will send you more information , if needed. The loan was for 60 mths and the total was $11,800. and was filed on sept. 1999, in Hinesville , Georgia. I lived at 1442 Firefinder lane , Hinesville , Georgia and I now live at 2534 Black Sea St. Deckerville, Michigan 48427. Please email me at
[email protected] or call me at 810-710-7380.
When a car loan is paid off how long does the loan co have to send you the title in California?
Check with your lender – I gravely doubt that there is any codified law governing this question.
You paid your car loan off can you sell it while waiting on the title?
No, you cannot sell a car without a clear, lien free, title. Wait for the clear title or you are asking for problems.
How long does it take to get a car title after the car is paid off?
this is stupid, im asking the question, why would i give myself the reaction, this is indeed dumb.
You happen to have Two titles to your car you have already pawned 1 title and will have it paid off in a duo of months but you need extra money now can you pawn the other title?
You cannot legally have two titles to a vehicle. You can have one, and a copy for security sake, however attempting to do what you suggest in your question could be construed as fraud or attempted fraud.
How do you sell a car that is paid off but the title was co-signed by someone who is now deceased?
You must obtain a death certifcate and will displaying that it was left to you , if the co signer left their part to someone else you must have an afidavit of heirship signed over to you and this document must be notarized.
What if your father died leaving a very petite balance on a car loan The bank is requesting the loan be paid off before it will release the title Is there anything you can do to get the title released?
Pay off the loan. Ypu may even take out a fresh loan in your name, and use that money to pay off your father’s loan and get the title.
If you have paid off your loan but you now owe some late fees can the title be held to your car?
If you have unpaid late fees that have accrued, your loan is not paid off. This is why the lender will not release the title. Additionally, if the amount remains unpaid, no matter how petite, the lender can put your vehicle up for repossession. It would be sad to lose your car for as little as $100 dollars or less.
If you paid off the charged off auto loan can you get the title for the car?
Not necessarily. In this state certain legal work and a bill of sale must be packed out precisely and correctly. You must get legal proof you paid off the loan. Certain taxes must be paid. After you have leaped through all the required legal hoops, then you can get the title. Improvised tags exist to showcase you have met all requirements but are waiting for the title.

Can you borrow a car loan if the car is in your sisters name but you paid her off and for insurance purposes you leave the title in her name?
No you must transfer the title to your name. Contact your local DMV for more info.
How long does it take to get a car title after the car is paid off in NC?
That depends on the lean holder. You may need to get a letter stating the loan has been sated and get a title from DMV yourself. If it was financed through Toyota Finance get the letter because you’ll never get the title.
Who should you contact in MO to get your vehicle title if you have paid off your car?
The best place to go is to the dealer you bought the car from. If this is not possible, check with your local tax office where you renew auto tag. They can help you get the title.
Can you take off an exboyfriend name off your car title its your car and you paid all the notes yourself?
No. He must voluntarily sign the title over to you. No. He must voluntarily sign the title over to you. No. He must voluntarily sign the title over to you. No. He must voluntarily sign the title over to you.
How can you sell your car but keep the title until the loan is paid off?
It’s called “Filing a Lien on the Vehicle”. Call your County Tax & Tag office. They can tell you how ordinary it is to do this, pay a fee, and have the title switched, where you are shown as the Very first “Lien Holder.” Moreover, you also retainthe title until the vehicle is paid-off, in total. All you need to do is write a final receipt, then sign the back of the title, releasing the vehicle to the fresh proprietor as “Lien Free.” Oh, make sure your “Agreement” with the Buyer,, mandates that he/she buy adequate, FULL-COVERAGE, auto insurance, and stipulate in your Agreement that the Buyer must supply with with a copy of the policy “Dec Sheet”, as well as keep full-coverage insurance coverage in force, until the vehicle is paid off. If not, then they are in Contractual disturbance, and you can repossess the car.
What is the law concerning car paid off by lender accidentally and you have a title free and clear?
Keep your mouth shut, maybe save the money for a period of time. If they dont audit and catch it, Your good but You uncommonly get a free car. ReactionYou eventually will need to make it right. Make certain that it is a mistake by checkingyour records and/or call their service desk with your account number.
What to do about car paid off by mistake by dealer and you have title?
What are you expecting us to say? That you can keep it? You know the right thing to do you greedy dishonest loser
What are your rights as the holder of a car if car company signed the title over to you with a letter stating that the loan is pleased and car is paid off by mistake in Texas?
Legally, if you received any notification fro the lender that the loan was paid in utter, and you received a clear title from the lender, the loan is paid in utter and you have a clear title. Ethically, you may have problem. Morally, you may need to work with the company to correct the error.
What if the car loan is paid off?
Why is HSBC holding my car title that was used as collateral in 1997 with Beneficial Mortgage of Ohio and the loan was paid off in 1998. Now I just bought a brand fresh car and my 30 day tags are about to expire in Trio days. I think somebody screwed up on the paperwork. Because the car was not used as collateral on the loan in 1999.
How can you can a tag without a title if you purchased a car but have not paid it off?
If you are bringing a vehicle into the state of CA that has a lien on it still and you need to get plates and registration to operate vehicle you will need to take the current registration card you have from the state where previously titled & registered into a CA DMV office and tell them you need to apply for a “Golden Rod Registration”. This means that you want to get registration only in CA because the vehicle is titled in another state with a lien holder on it. In addition to the out of state reg card you will need to: 1. Pack out a REG 343 Two. Have the vehicle smogged Trio. Have DMV or a licensed vehicle verifier finish a “Verification of Vehicle Four. If the vehicle is a truck or commercial vehicle you will have to get a weight certificate from a certified wiegh master Five. Pack out a DMV statement of facts explaining you are requesting a “Golden Rod Registration” Vehicle Registration Wizards @
[email protected]
Does a car dealership have legal right to hold your title once you have fully paid that specific car off?
Whose NAME is the title in? Yours, or the dealership’s? When you bought the vehicle, the auto dealership would supposedly transfer the title to you, but would also place a “lien” on the vehicle. IF THE TITLE IS IN YOUR NAME, simply tell the dealership to forearm it over, and call the authorities if they deny. IF THE TITLE IS NOT IN YOUR NAME, then you just may have a problem requiring the services of an attorney, assuming of course that you have fully paid for the vehicle.
Can you get the title for charge off on your car?
The brief reaction is no. A charge off means you didn’t finish paying off the loan. A charge off occurs when the the holder of the car fails to make the monthly payments. After 121 days of no activity on an auto loan the bank announces the loan a bad debt and the do a charge off to get that bad debt off of their books. They will never stop attempting to collect the bad debt or repossess the collateral. The only way to obtain the title is to get a lien satisfaction letter from the lienor, (bank). The only way to get that letter is to sate the lien. So if your loan has been charged off you have to call the bank and see if you can get a payoff quote. Payoff the car get the letter and title
What should you do if your car is paid off and dealer hasn’t given the title?
Contact the dealer or finance company, whoever has the title, and ask them to send it to you. If they reject, you may have to contact an attorney.